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THE EFFECT OF DIGITAL MARKETING ON PERFORMANCE OF COMMERCIAL BANKS IN RWANDA (2013-2017) 数字营销对卢旺达商业银行绩效的影响(2013-2017)
D. Mutoni
The main purpose of this study was to assess the effect of digital marketing on performance of commercial banks in Rwanda. The specific objectives were to identify the common digital marketing platforms used by the commercial banks in Rwanda; to determine the extent to which the application of digital marketing has improved customers convenience as channel of performance of commercial banks in Rwanda; and to assess how the application of digital marketing help in reducing marketing cost against traditional marketing in commercial banks in Rwanda. This study employed a descriptive cross sectional survey design where it was used to gather information on a population of 243 employees. The sample sizes were 46 employees from BPR and the 25 employees from Equity Bank. In addition, the data analysis was done with the help of SPSS to show the relationship between digital marketing and performance of BPR Atlas Mara and Equity Bank Rwanda. The findings revealed that common digital marketing platforms used by commercial banks in Rwanda were Google Ad, Blogger; E-mail, and Tweeter as confirmed by respondents selected from BPR Atlas Mara, Equity Bank Rwanda. The application of digital marketing at BPR Atlas Mara, and Equity Bank Rwanda improved the customers’ convenience as channel of performance where Mobile banking, account management, Card Payments, and Money transfers were done through application of digital marketing at BPR Atlas Mara and Equity Bank-Rwanda. According to the findings there is significant effect of digital marketing on performance of commercial banks in Rwanda.
本研究的主要目的是评估数字营销对卢旺达商业银行绩效的影响。具体目标是确定卢旺达商业银行使用的通用数字营销平台;确定数字营销的应用在多大程度上改善了卢旺达商业银行作为业绩渠道的客户便利性;并评估数字营销的应用如何帮助卢旺达商业银行降低传统营销的营销成本。本研究采用描述性横断面调查设计,用于收集243名员工的信息。样本大小为46名BPR员工和25名股权银行员工。此外,在SPSS的帮助下进行数据分析,以显示数字营销与BPR Atlas Mara和Equity Bank Rwanda的绩效之间的关系。调查结果显示,卢旺达商业银行使用的常见数字营销平台是Google Ad、Blogger;通过BPR Atlas Mara, Equity Bank卢旺达选定的受访者确认了电子邮件和twitter。数字营销在BPR Atlas Mara和Equity Bank Rwanda的应用,提高了客户作为业绩渠道的便利性,通过BPR Atlas Mara和Equity Bank-Rwanda的数字营销应用,完成了手机银行、账户管理、卡支付和转账。根据研究结果,数字营销对卢旺达商业银行的绩效有显著影响。
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引用次数: 1
War Destroys Business A Reality Check 战争摧毁商业——现实检验
I. Naseem, S. Akbar
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引用次数: 0
Under-Performing and Performing High Schools Work-engagement and Burnout amongst Educators 表现不佳和表现良好的高中教育工作者的工作投入和倦怠
Kelebogile Revelation Felicity Mokgele, Yeyama Kumbi
The study of Burnout and Engagement amongst educators in ‘under-performing’ and ‘performing’ high schools is critical as it affects their own well-being and throughput rate of their learners, who in turn provide the higher education institutions with first-year admission candidates. The study aimed to investigate the phenomena of burnout and engagement amongst educators in ‘Under-performing’ and ‘Performing’ High Schools. A cross-sectional survey was conducted amongst educators in ‘Under-performing’ and ‘Performing’ High Schools (n = 310) constituting a convenience sample. The Oldenburg Burnout Inventory, together with a biographical questionnaire, was administered and found to be a valid and reliable instrument to measure the burnout and engagement of these participants. Two reliable factors, namely burnout and engagement, were extracted. Both categories of participants experienced burnout to some extent. Results from the study showed that participants from Under-Performing High Schools were found to be more cynical, while those in Performing High Schools were more exhausted. Work engagement was also found to be experienced by both categories of participators. Keywords— Educators, Under-performing High Schools, Performing High Schools, Burnout, Engagement.
对“表现不佳”和“表现良好”高中教育工作者的倦怠和敬业度的研究至关重要,因为它会影响他们自己的幸福感和学习者的吞吐量,而学习者又会为高等教育机构提供一年级的入学候选人。本研究旨在调查“表现不佳”和“表现良好”高中教育工作者的倦怠和敬业现象。在“表现不佳”和“表现良好”高中的教育工作者中进行了横断面调查(n = 310),构成方便样本。奥尔登堡职业倦怠量表和个人履历问卷是衡量这些参与者职业倦怠和敬业度的有效和可靠的工具。提取了两个可靠的因素,即倦怠和敬业。两类参与者都在一定程度上经历了倦怠。研究结果显示,来自表现不佳高中的参与者更愤世嫉俗,而来自表现良好高中的参与者则更疲惫。研究还发现,这两类参与者都有工作投入。关键词:教育工作者,表现不佳的高中,表现优异的高中,倦怠,参与。
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引用次数: 0
Impact of Different Marketing Mix Element on Brand Equity of Mobile Companies 不同营销组合要素对移动企业品牌资产的影响
Muhammad Muzamil Sattar
--This research is conducted to test the effect of selected marketing mix element on over all brand equity. After sales service, price, promotion and distribution intensity has been chosen to see their effect on perceived quality, brand loyalty, brand awareness and association which are elements of overall brand equity as proposed by Aaker in 1996. To test the model Mobile Industry is chosen as this industry is growing day by day and most of the customers are brand conscious in this industry due to high involvement product and complex buying behaviour. Youth of all over Pakistan was chosen as a sample to conduct research. The result indicates positive impact of after sale service, promotion and price on perceived quality, brand loyalty, brand association and awareness. Keywords—Marketing Mix, Brand Equity, Dimensions of Brand Equity, Mobile Industry Introduction Brand Equity can be defined as value of a brand in consumer’s mind due to its brand name. The difference in the value of a product when it is branded than unbranded is also known as its Brand Equity (Aaker & Equity, 1991),(Aaker, 1996a; Keller, 1993). Brand Equity has remained an important research area for brand managers over the past 3 decades (Reynolds & Phillips, 2005). The concept is gaining importance and popularity day by day because of lots of new arrivals in the market and tough competitive environment. According to (Keller, Parameswaran, & Jacob, 2011) Positive customer-based brand equity, has several advantages, it gives firm greater revenues, lower costs and higher profits and due to this firm can charge higher prices. Some studies have revealed that product’s brand equity has positive affect on profitability and long term cash flows of the company(Srivastava & Shocker, 1991) Brand Equity dimensions have been provided by(Aaker & Equity, 1991) as Brand Loyalty, Brand Association, Brand awareness, Perceived quality and Proprietary assets. Most researchers have Ignored the fifth dimension as it does not affect consumer perception domain(Buil, de Chernatony, & Martinez, 2008). But very little efforts are put to determine effect of marketing mix of a brand on its equity. According to (Shocker, Srivastava, & Ruekert, 1994). Due to this reason our research will determine effect of different elements of Marketing Mix on increasing or decreasing of Brand Equity(Yoo, Donthu, & Lee, 2000). This model is also helpful in managerial context as it will demonstrate which marketing mix elements are important to create high brand equity leading to high financial performance of the firm. To narrow down our research we have chosen Mobile industry of Pakistan as it is known as one of the world’s largest mobile phone market in the sales of smart phones(Rehman, 2016). Apart from this the Mobile technology has dramatically converted the traditional E-Commerce into mobile commerce hence looking more attractive due to its flexibleness and easy access to internet (Scharl, Dickinger, & Murphy, 2005) Lite
-本研究旨在测试选定的营销组合元素对所有品牌资产的影响。Aaker于1996年提出了售后服务、价格、促销和分销强度对感知质量、品牌忠诚度、品牌知名度和联想的影响,这些是整体品牌资产的要素。为了测试这个模型,我们选择了移动行业,因为这个行业日益增长,而且由于产品的高参与度和复杂的购买行为,大多数客户在这个行业都有品牌意识。选取巴基斯坦各地的青年作为样本进行研究。结果表明,售后服务、促销和价格对感知质量、品牌忠诚度、品牌联想和认知度均有正向影响。关键词:营销组合、品牌资产、品牌资产维度、移动产业简介品牌资产可以定义为品牌在消费者心目中因其品牌名称而产生的价值。品牌产品与非品牌产品的价值差异也被称为品牌资产(Aaker & Equity, 1991),(Aaker, 1996a;凯勒,1993年)。在过去的30年里,品牌资产一直是品牌经理的一个重要研究领域(Reynolds & Phillips, 2005)。由于市场上涌现了大量新产品,加上竞争环境激烈,这一概念日益受到重视和欢迎。根据(Keller, Parameswaran, & Jacob, 2011)积极的基于客户的品牌资产有几个优势,它给公司带来了更大的收入,更低的成本和更高的利润,并且由于这个公司可以收取更高的价格。一些研究表明,产品的品牌资产对公司的盈利能力和长期现金流有正向影响(Srivastava & Shocker, 1991)。(Aaker & equity, 1991)提供的品牌资产维度为品牌忠诚、品牌联想、品牌意识、感知质量和专有资产。大多数研究人员忽略了第五维度,因为它不影响消费者感知领域(Buil, de Chernatony, & Martinez, 2008)。但是很少有人去研究一个品牌的营销组合对其资产的影响。根据(Shocker, Srivastava, & Ruekert, 1994)。由于这个原因,我们的研究将确定营销组合的不同元素对增加或减少品牌资产的影响(Yoo, Donthu, & Lee, 2000)。这个模型在管理环境中也很有帮助,因为它将展示哪些营销组合元素对于创造高品牌资产是重要的,从而导致公司的高财务绩效。为了缩小我们的研究范围,我们选择了巴基斯坦的移动行业,因为它被称为世界上最大的智能手机销售市场之一(Rehman, 2016)。除此之外,移动技术已经戏剧性地将传统电子商务转变为移动商务,因此由于其灵活性和易于访问互联网而看起来更具吸引力(Scharl, Dickinger, & Murphy, 2005)文献综述:品牌概念品牌是公司在其产品中与竞争对手创造差异的来源。根据美国市场营销协会(AMA)的定义,品牌是一个名称、术语、字符、标志、图形、设计或由所有这些意味着识别与特定公司相关的商品或服务,并使品牌产品与非品牌产品之间产生差异。(Keller et al., 2011)。现代品牌概念不仅仅是制造差异,这可能会与客户建立情感关系(Dolak, 2003;科特勒,2008)。品牌在顾客心目中创造了对产品或服务的独特和最佳质量的认知。因此,消费者可以长期依赖和信任公司提供的产品或服务,从而产生品牌承诺。在财务方面,品牌资产是一种驱动力,它使客户能够为品牌产品支付更高的价格,而不是竞争对手,即使两者提供相同的功能。(Simon & Sullivan, 1993) 1巴基斯坦苏库尔IBA大学讲师(市场营销)
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引用次数: 0
Improving traditional tourism promotion through the application of sensory branding 通过感官品牌的应用来改进传统的旅游推广
Branislav R. Tanasic
In an attempt to increase the small persuasive power of tourism promotion on consumers, the influence of sensory branding has been explored and monitored by electroencephalographer (EEG device). Combination of promotional technique and sensory branding can significantly increase the positive impact on potential tourist during making the decision process about destination chose. The starting point of this research is the fact that tourism promotion affects the destination choice of future tourists only with 8% (Travelsat, 2011). With the aim to reveal the impact of sensory branding on the future tourists, organized a neuromarketing research using electroencephalographic scanning of the participants, to explore the extent to which sensory branding can increase the impact of promotion on consumers. A comparison of statistically structured results gives an answer to the question of the extent to which this form of promotion influences the behavior and decision-making of consumers.
为了增加旅游促销对消费者的微小说服力,利用脑电图仪(EEG device)对感官品牌化的影响进行了探索和监测。促销技术与感官品牌相结合,可以显著增加潜在游客在目的地选择决策过程中的正向影响。本研究的出发点是旅游促销对未来游客目的地选择的影响只有8% (Travelsat, 2011)。为了揭示感官品牌对未来游客的影响,组织了一项神经营销研究,利用参与者的脑电图扫描,探讨感官品牌能在多大程度上增加促销对消费者的影响。对统计结构的结果进行比较,可以回答这种形式的促销在多大程度上影响消费者的行为和决策。
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引用次数: 0
Data Privacy in Bangladesh A Review of Three Key Stakeholders Perspectives 孟加拉国的数据隐私:对三个关键利益相关者观点的回顾
K. Hossain, K. Alam, Umme Saara Khan
The study focuses on data privacy in the context of Bangladesh. The objective of this study is threefold: first, to know consumers’ perspective on the importance of data privacy, second, to understand the industry experts’ point of view towards data privacy and third, to analyze Government’s stake and initiatives to protect personal data. This paper focuses on the current status of data privacy in Bangladesh and entails with recommendation to further develop data protection aspects in Bangladesh.
该研究的重点是孟加拉国背景下的数据隐私。这项研究的目的有三:第一,了解消费者对资料私隐重要性的看法;第二,了解业界专家对资料私隐的看法;第三,分析政府在保障个人资料方面的利益和措施。本文侧重于孟加拉国数据隐私的现状,并提出进一步发展孟加拉国数据保护方面的建议。
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引用次数: 3
Technological proposal for cognitive modeling through the solution of problems using the game La Escalera 技术方案为认知建模,通过使用游戏La Escalera解决问题
Sneider García Holguín
— To carry out an analysis of cognitive modeling, an inclusive prototype should be used, that is, that allows the participation of the largest possible population, including the population with sensory disability, deaf or blind. In the Distrital Francisco José de Caldas University, the prototype of the game "La Escalera" is proposed, which poses a mathematical problem to be solved. This prototype consists of a board game of 8 cubes divided into two groups of 4 cubes and a board in the form of a ladder, each cube having to exchange its position with a cube of the other group respecting the rules of the game, while the game is solved, the prototype provides visual, auditory and tactile help; And in turn it collects all the movements that are made. As the user advances in the game, the data obtained from the movements made by the user with the cards will be saved in an Excel file, thus capturing the movements and errors committed by the participant. To visualize the results obtained, a graphical interface is created in the Matlab software that allows loading the Excel file generated by the prototype. In this interface all the movements made by the user in each of the different levels of the game are observed, taking into account both the movements that lead to the solution of the game and the errors that deviate from it. The repetitive movements that the user made are also expressed in this interface and visualized with different colors for each step.
-要进行认知建模分析,应该使用一个包容性的原型,即允许尽可能多的人群参与,包括有感觉障碍的人群,聋哑人或盲人。在distriital Francisco jos de Caldas大学,提出了游戏“La Escalera”的原型,这提出了一个需要解决的数学问题。这个原型包括一个8个立方体的棋盘游戏,分为两组,每组4个立方体,还有一个梯子形式的棋盘,每个立方体必须与另一组立方体交换位置,尊重游戏规则,当游戏解决时,原型提供视觉、听觉和触觉帮助;反过来,它收集所有的动作。随着玩家在游戏中的进展,玩家使用纸牌的移动数据将被保存在Excel文件中,从而捕捉到参与者的移动和错误。为了使得到的结果可视化,在Matlab软件中创建了一个图形界面,允许加载原型生成的Excel文件。在这个界面中,用户在游戏的每个不同关卡中所做的所有动作都会被观察到,同时考虑到导致游戏解决方案的动作和偏离游戏解决方案的错误。用户所做的重复动作也在这个界面中表达出来,每一步都用不同的颜色进行可视化。
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引用次数: 0
The anticipated impact of the Prospective integrated casino resort on the tourism industry of Cyprus 预期综合赌场度假村对塞浦路斯旅游业的影响
R. Morphitou, M. Demetriou
The purpose of this research paper is to explore mainly the impact of the prospective integrated casino resort on the tourism industry of the Republic of Cyprus. The orientation of the report is diagnostic from a marketing perspective in order to identify its compatibility with the existing tourist markets in Cyprus. It also explored salient themes of the theory on integrated casino resorts in Las Vegas and Macau, and more precisely the emphasis given on: the service environment, the employee service, the brand, and the corporate social responsibility. The study takes a qualitative approach where a more in-depth evaluation of existing literature and in depth interviews with executives from the Cyprus Tourist Organization and the Ministry of Tourism have taken place.
本研究论文的目的主要是探讨未来综合赌场度假村对塞浦路斯共和国旅游业的影响。该报告的方向是从销售角度进行诊断,以确定其与塞浦路斯现有旅游市场的兼容性。本文还探讨了拉斯维加斯和澳门综合赌场度假村理论的突出主题,更准确地说,重点是:服务环境、员工服务、品牌和企业社会责任。该研究采用定性方法,对现有文献进行了更深入的评价,并与塞浦路斯旅游组织和旅游部的行政人员进行了深入访谈。
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引用次数: 2
期刊
Seventh International Conference on Advances in Social Science, Economics and Management Study - SEM 2018
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